4114realestate Greater Midwest Realty MFHA Loans are available. Lino Lakes Blaine Circle Pines Shoreview Vadnais Heights White Bear Lake Hugo Forest Lake

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                                       EXCITING NEWS!  MFHA home loans still available...               

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Did you know...Affordable Housing in Minnesota is available. Qualify and meet the required loan verification for your new home. Working with a seasoned lender takes the confussion out of your loan and purchasing information.  When you are in need of mortgage questions your loan officer can guide you. Recently out of bankruptcy...3 years of non-home ownership borrower...1st time home buyer...resources are readily available.  
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Financial Independence and Freedom Is Invigorating.
Five years ago, numbingly, we watched  the financial failures jolt the stress levels none of us would have dreamed we would see in our lifetimes. After all, the Depression of the 1930's was like non we had ever heard of and many historians assured us history would not repeat and we could be comfortable to know the Feds had laws, rules and plans in place... all this planning has made us realize we are vulnerable and history repeats itself with historical tweek.

Yes, it has been five years since the financial moguls spiraled out of control or was it we the consumers consumed with  spending splendor?  Cautiously our friends, family and neighbors are slowly climbing out of the sand traps and sink holes we were slid into.

Baby boomers are retiring by the thousands. Home equity is or was considered to be one of the most secure nest egg saving resource of retirement savings available for  many homeowners.  Thankfully rising home prices are lifting underwater homeowners. 

Not so many years ago statistics told us that we will sell our home and move on every 5-6.  Change is here once again.  New findings say sellers plan to move approximately every 15 years. Can this be???

Change moves us toward aggressive financial planning into  the future. Loan preference of lenders is the adjustable arm.  Remain watchful of  the 30 year mortgage. I was told this type of loan may be phased out. Why you may ask? Investors that are "holding these mortgage packages" realize these packages are not wise investments.  I guess I would agree with historic low 30 year interest rates.  Low interest return on any investments would not be wise long term planning for anyone.

What is your home worth?  Ask for your speedy no obligation comparative market analysis.

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Till Next Time.

Your Helpful Realtor
4114realestate                                                                                

Disclaimer: The information is the view of the author.  For precise knowledge you are advised to seek professional help in your area. Carol Erks is a licensed MN realestate   broker

www.carolerks.com